Getting
Your Credit Score Is Easy...
-and
Getting Your
Credit Report Is
FREE
Note: To have a FICO®
credit
score, one must:
a: Have at least one (1)
credit account for 6 months; and
b: Have at least one (1)
credit account that has been "active"
within the last 6 months.
(The FICO® credit score is developed by Fair Isaac
Corporation.
It often determines the credit you receive, the loan
amount and
your loan rate. The score ranges are between
300 and 850.)
(To receive your FICO®
credit score, there is generally a charge
of $7.95.
However, receiving your annual credit report is free of
charge.)
REQUEST YOUR
CREDIT REPORT, by contacting:
cwww.annualcreditreport.com
[One may obtain their report with each of the 3 credit bureaus (listed below),
free of charge
and once, annually. Click above at
www.annualcreditreport.com to do this.]
In ordering your credit report,
you will be asked to specify if you desire
your report from each of the three credit bureaus¹. You will be able to
select
all three or any among the three.
¹There are three (3) credit
bureaus. They can be contacted,
as follows:
Equifax:
800-685-1111; cwww.equifax.com
Experian:
888-397-3742; cwww.experian.com
Transunion:
800-888-4213; cwww.transunion.com
                 
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